My name is Carmen Colton. For me, elementary respect holds the key in making this world a better planet. Im from San Diego, I like: traveling, reading, internet, clubs, driving, dreaming, the beach, horses. I work for mmPersonalLoans as Loan Executive.
According to GEL,Americans operate under a mindset,when it comes to personal finance,that has been burned into our country’s psyche from the days of the great depression.That philosophy is as such:First get the lowest rate mortgage,then,set up a bi-weekly payment plan,and,whenever possible send in additional payments.This way you pay off your mortgage as soon as possible.Sound good to me,right?Well,much to my suprise,this company claims that is exactly what we should NOT be doing!On the contrary,their idea is one which is echoed by New York Times Best Selling author of “The New Rules Of Money”,Rick Edelman,who says,"You should get a big,30 year mortgage and never pay it off."Edelman and GEL put rules forth which read like this: 1. Fixed: Here the interest rate is fixed Now days there are parallel options of personal loans for the people with bad credit, as it has been the case of people with a good credit score
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